: If it is a recurring debit, it is likely the monthly cost for employer-sponsored or voluntary benefits. Insurance Claim Payout
or after leaving a job where they kept their life insurance. Supplemental Insurance
: Small payments for routine screenings (e.g., dental cleanings or health checkups) if you have an accident or critical illness policy.
Do not let the transaction sit for more than 30 days. Disputing older transactions is exponentially harder.